What Happens When an Auto Insurance Company Denies Your Claim?

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injury lawyerIf you Google “Kentucky car crash,” you’ll find dozens of tragic wrecks from the past year alone. In February, Leilani Adams died at the University of Kentucky Chandler Hospital after a car wreck; she was six months old. Around the same time, a man was dragged for nearly two miles while sticking out of a windshield on I-75/77. According to data from 2014, 90 people die every day in car crashes and 6,400 people are injured. In extreme cases, like those involving distracted or drunk drivers, it’s often clear which driver was at fault.

However, most car accidents aren’t so cut and dry, and that’s especially true when insurance companies get involved. If you’ve been seriously injured in a car accident that wasn’t your fault, you might assume that auto insurance companies will ensure you get the compensation you deserve to cover lost wages, medical bills, and more. In theory, that’s what insurance is for.

Unfortunately, theory and reality don’t always quite match up. So when insurance companies deny your claim after an accident, what options do you have? There are ways to fight back, but an important step to take is contacting car accident lawyers who can help fight on your behalf.

In cases of drunk driving, there are often police reports that make it easy for insurance companies and personal injury attorneys to do their jobs. Yet often the facts surrounding a car accident are more complex. There might have been multiple drivers at fault, for instance, or varying degrees of fault. These can sometimes be used by insurance companies to deny an otherwise valid claim.

That’s why it’s absolutely essential to speak with a personal injury lawyer after you or someone you care about is injured in a car accident. Many injury lawyers work regularly with car accident victims, and the terms injury lawyer and auto accident lawyer are sometimes used interchangeably. These injury lawyers will know how to work with auto insurance companies to get you the compensation you deserve.

Don’t simply wait around for an insurance company to investigate and render a decision. Take the proactive step of hiring a legal representative to conduct their own investigation into the accident. If your claim is unfairly denied, even though you were not at fault in the accident, then you will have a lawyer ready to press your case.

Remember: if you’re looking for personal injury lawyers in Kentucky following a car accident, don’t hesitate to contact the Glenn Hammond Law Office right away.